All States Bankruptcy



All States Bankruptcy

Smart self help official bankruptcy law forms software and services for the pro se (self help) bankruptcy petitioner without a lawyer in need of bankruptcy protection by chapter 7 or chapter 13.

In today’s economy for many of us, it is a viable option to obtain debt relief. For the reasons of high unemployment, medical expenses, home foreclosures, loss of benefits, etc. Credit counseling has been proven to be ineffective, if for no other reason, it is after the fact, it is costly and many credit counselors are less than legitimate. Bankruptcy attorneys are too expensive. Self help bankruptcy relief is available for you here!

The Federal Government has created the bankruptcy code in order to allow consumers to recover from massive debt. Bankruptcy code and new bankruptcy laws allow consumers to file one of two different types of bankruptcy. Bankruptcy is a legal proceeding afforded to individuals who are unable to handle a financial crisis. Bankruptcy is made available by federal law so that you can have a fresh start.

After an individual files a bankruptcy petition and qualifies for bankruptcy protection, legal protections are then installed by the bankruptcy court that protect the petitioner and their qualifying assets as they fix their financial situation and get back on track. Save your money.

Title 11 of the United States Bankruptcy Code offers various chapters of relief. The chapters most commonly used by individuals are Chapter 7 and Chapter 13. Chapter 7 Bankruptcy is for persons wishing to be free from debt, who can not afford to pay back a significant portion of their unsecured debt. Chapter 13 Bankruptcy is for those who wish to pay back a portion of their unsecured debt over a period of time and can afford to do so.

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 Bad Credit Debt Relief, 09-19-2011 05:16PM

By: Carl

Good information about bankruptcy and site is well organized.




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