Exception Lending; Mortgage Broker

About

Competitive rates, expert problem solver. Conventional mortgages, Jumbo, Super Jumbo, Specialty products, Bridge Loans, Hard Money.

We finance residential + commercial property.

Strategic partner to Independent Financial Advisors, attorneys, Realtors, property investors, and savvy homeowners.

Exception Lending is approved with a wide array of institutional, portfolio and private lenders.

We are an excellent choice for clients who value "big picture" financing options to help them solve immediate challenges and build long-term wealth through strategic real estate investment.

Who do we serve?

Independent Financial Advisors: Why would you refer clients to a bank who will solicit them for asset management services? We collaborate with you and your clients to use mortgage debt as an integral part of a balanced financial strategy. Outstanding jumbo + super jumbo rates.

Attorneys: Divorce, death, downsizing, or derogatory credit history can make the mortgage process challenging. We help clients with probate loans, divorce buyouts, inherited property refinance, loans after bankruptcy/short sale/foreclosure.

Buyers/Homeowners: Purchase + refinance. From “plain vanilla” loans to specialty products. We work for you, not any one bank. Competitive rates, quick closing.

Realtors: Add us to your list of preferred lenders to handle tight timeline purchases, bridge loans, private money and alt doc/low doc programs.

Real Estate Investors: especially those with complex financial profiles, partnerships, multiple properties.

Legal Cannabis, Hemp Business Owners + Employees: Banks are avoiding these industries due to federal banking restrictions. We offer fully compliant options for a variety of product types.

I am an active property owner and investor, and view mortgage financing as a powerful wealth-building tool that is an integral part of a comprehensive financial strategy.

Who am I? Mortgage geek, creative and tenacious problem solver. Blessed to help my clients during pivotal life moments. Empathetic, positive, grateful. Over $300M funded.

Company NMLS1823592 CA DRE02086239
Individual